Buying Your First Home on Oahu?
A no pressure orientation before you tour a single home. What you can really afford, what it costs, and the 11 steps from here to keys.
Buying again or moving to Oahu? The same plan works for you.
Three things to know before you start
What you can really afford
Your monthly payment, not just the price. Taxes, insurance and HOA fees included, explained before you fall in love with a home.
Condo or house
Fee simple vs leasehold, maintenance fees, and what condo associations can mean for your loan on Oahu.
Help with the cash
Seller credits toward closing costs, low down payment loan options, and Hawaii down payment assistance programs.
Devin Hammack, Island Homes Oahu, Team Taparra at eXp Realty
First time buyers are most of what I do. No pressure, and I will tell you straight if now is not the right time.
*Inspection rebate: up to $500 toward your home inspection by the qualified inspector you choose, credited to you at closing out of my commission. Available when you sign a buyer representation agreement with Devin Hammack (Team Taparra at eXp Realty) and your purchase closes. Subject to your lender’s approval and usually applied to closing costs; it is never paid as cash back. One credit per purchase. Not available if you already have a signed agreement with another agent. Offer may change at any time.